Welcome To The Ghatal Peoples Co-operative Bank Ltd.

Current Deposit

Terms & Conditions for opening Current Deposits A/c:

* Aadhaar Card of the proprietors / Partners / Directors.
* PAN Card / Company PAN Card.
* Address proof of the Business .
* Two Copies Passport size photograph.
* Trade License.
* Professional Tax Enrollment Certificate.
* Professional Tax Challan.
* Minimum Balance of current deposit account is Rs. 1,000/-.
* Non-Interestbearing Account
* Cheque facility
* Half-yearly Service Charges Applicable with GST

Savings Deposit

Terms & Conditions for opening Savings Deposits A/c:

* Identity Proof
* Address Proof .
* Two Copies Passport size photograph.
* Valid & acceptable documents for Identity proof & Address proof , 1) PAN Card , 2) Aadhar Card. 3) Voter Card. etc.
* Minimum Balance of savings deposit account is Rs. 500/- for with out chequebook account.
* Minimum Balance of savings deposit account is Rs. 1000/- for with chequebook account.
* 4% savings interest given half yearly basis

Term Deposit

Fixed Deposit

Terms & Conditions for opening Fixed Deposits A/c:

* Identity Proof
* Address Proof .
* Two Copies Passport size photograph.
* Valid & acceptable documents for Identity proof & Address proof , 1) PAN Card , 2) Aadhar Card. 3) Voter Card. etc.
* Simple Interest calculation basis
* Depositor can take interest quarterly basis or at the time of maturity

Recurring Deposit

Terms & Conditions for opening Recurring Deposits A/c:

* Identity Proof
* Address Proof .
* Two Copies Passport size photograph.
* Valid & acceptable documents for Identity proof & Address proof , 1) PAN Card , 2) Aadhar Card. 3) Voter Card. etc.
* Quarterly compounding Interest calculation basis
* Depositor can take interest at the time of maturity along with principal amount
* Penalty can be charge for irregular deposit account
* Depositor commits to deposit a fixed amount for a fixed period monthly basis

Cash Certificate Deposit

Terms & Conditions for opening Cash Certificate Deposits A/c:

* Identity Proof
* Address Proof .
* Two Copies Passport size photograph.
* Valid & acceptable documents for Identity proof & Address proof , 1) PAN Card , 2) Aadhar Card. 3) Voter Card. etc.
* Quarterly compounding Interest calculation basis
* Depositor can take interest at the time of maturity along with principal amount

Monthly Income Scheme Deposit

Terms & Conditions for opening M.I.S. Deposits A/c:

* Identity Proof
* Address Proof .
* Two Copies Passport size photograph.
* Valid & acceptable documents for Identity proof & Address proof , 1) PAN Card , 2) Aadhar Card. 3) Voter Card. etc.
* Discounted Interest calculation basis
* Interest is served on Monthly basis

Tiny Deposit

Terms & Conditions for opening Tiny Deposits A/c:

* Identity Proof
* Address Proof .
* Two Copies Passport size photograph.
* Valid & acceptable documents for Identity proof & Address proof , 1) PAN Card , 2) Aadhar Card. 3) Voter Card. etc.
* Simple Interest calculation basis
* Depositor can withdraw some deposited amount in between the deposit tenure