In India four decades before independence, when British imperialism had done acquisition. The business of moneylenders was increasing day by day, Those who were getting help from the British.In the face of the extreme Misfortune, The lives of people had fallen into the trap of loan by moneylenders.

More than 100 years ago, To stand for the side of the poor working people, some Kind, good man are establish the bank. The bank was established on the 20th may, 1911. At the begin the bank name was "The Ghatal People's Urban bank Limited". After going through many ups and downs, the Bank is moving forward with thousands of members and countless customers and Officially recognized as one of the best co-operative bank in West Bengal.

Later, on 28th june,1944 According to the Banker's Bylaws the bank was renamed as "The Ghatal People's Co-Operative Bank Limited". At the time of bank start , Bank worked in a rented house for about twenty years and bought land to build own building and established a own building. On 13th January,1987 the bank got the license from RBI for doing all the banking business. before that license did only deposit business. Gradually the bank's area of operation expanded beyond the Ghatal subdivision.

Our Bank attributes this success to its undying spirit to serve the common man and to the sharpening of its competitive edge by constantly upgrading technology to match international standards. The Bank is fully computerised and offers convenient working hours.Bank has has introduced a wide range of schemes at attractive interest rates both for General and senior Citizen, which has become very popular, especially among the middle-class in view of the easy repayment plans.To provide upgraded services to the customer, existing TBA system upgraded into Core Banking Solution (CBS) System.The mission and vision of the Bank is to provide uninterrupted service to its customers without any hazards.

The Bank is dedicated for socio economic development of local people in its operating area and upliftment of the living condition of local people by extending the loan and financial assistance to the people. The Bank had contributed remarkably in the Socio-economical development of the area, The Bank have designed and introduced various product to meet the requirement of the people. The Bank has firm commitment to the prosperity of the State. This is also the obligation of the Bank.

Customers hours of the Bank is 10.00 a.m. to 4.00 p.m. Weekly close day of the Bank is Sunday.As per RBI guideline Second and Fourth Saturday of any Month will be closed.

Now the bank has offer to opened different types of deposit like Savings, term deposit, tiny deposit, safe deposit locker etc.Banks are also giving different types of loans with low interest rate like House building loan, transport loan, mortgage loan, business loan etc. Also bank is doing some social work like flood relief, helping to the poor people etc.

Bank Co-Operative Registration no :- 817,Dated:-20.05.1911 and IFSC Code is HDFC0CGPCBL.