Term Deposit

Period

Interest Rate

31 days to 45 days

3.25%

3.5%

46 days to 60 days

4.00%

4.30%

61 days to 90 days

4.25%

4.55%

91 days to 120 days

4.50%

5.00%

180 days to 364 days

4.75%

5.25%

1 year to 2 years

7.75%

8.25%

Above 2 years to 3 years

7.5%

8.00%

Above 3 years 5 years

7.25%

7.75%

Above 5 years

6.50%

7.00%

Tiny Deposit

Period

Interest Rate

1825 days

2.5%

2.5%

Loan

Type Of Loan

Interest Rate

House Building Loan*

10.00%

Mortgage Loan*

10.00%

Transport Loan* "Power Tiller"

9.50%

Transport Loan* "Personal Car"

10.00%

Transport Loan* "Commercial Car"

11.00%

Transport Loan* "Green Car"

9.50%

Business Loan*

10.00%

Service Security Loan*

11.00%

NSC/KVP/LIC Loan*

9.00%

Gold Loan* Upto Rs 100000.00

8.50%

Gold Loan* Above Rs 100000.00

9.00%

Cash Credit/ Overdraft Loan

9.50%

Personal Loan

12.00%

Deposit Loan

1.00% higher of lien Deposit interest rate

Overdue interest rate 2.00% higher of normal interest rate

**Interest on Savings Bank Deposits 3.25% of daily balance basis ( for below balance 100000)

**Interest on Savings Bank Deposits 3.50% of daily balance basis ( for above balance 100000)

**Interest rate for deposit of Rs 50 lakh and above 8.00% (Premature not allowed)