Term Deposit

Period

Interest Rate

46 days to 179 days

4.20%

4.50%

180 days to 364 days

4.20%

4.50%

1 year to less than 2 years

5.60%

6.10%

2 years to less than 3 years

5.60%

6.10%

3 years and above

5.50%

6.00%

M.I.S. Deposit

Period

Interest Rate

3 years

6.00%

6.50%

Tiny Deposit

Period

Interest Rate

1825 days

2.5%

2.5%

Loan

Type Of Loan

Interest Rate

House Building Loan*

9.00%

Mortgage Loan*

9.00%

Transport Loan*

9.50%

Business Loan/BSKP*

9.50%/12.00%

Consumer Goods Loan*

9.50%

Service Security Loan*

9.00%

NSC/KVP/LIC Loan*

8.00%

Gold Loan*

8.00%

Cash Credit/ Overdraft Loan

9.50%

Personal Loan

12.00%

Deposit Loan

2.00% higher of lien Deposit interest rate

Overdue interest rate 2.00% higher of normal interest rate

*If there is no monthly default, 0.5% rebate will be given

**Interest on Savings Bank Deposits 3.25% of daily balance basis ( for below balance 100000)

**Interest on Savings Bank Deposits 3.50% of daily balance basis ( for above balance 100000)